Terms and Conditions

Effective Date: 01 January 2026

These Terms and Conditions (“Terms”) set out the rules governing access to and use of the website www.btrustor.com (the “Website”), operated by BTrustor (“BTrustor,” “we,” “our,” or “us”).
By accessing, browsing, or using the Website, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not accept these Terms, you must not access or use the Website.

1. Purpose and Nature of the Website

    BTrustor is an independent platform providing research-driven commentary, analysis, and intelligence relating to:

    • Trust structures
    • Fiduciary and governance frameworks
    • Capital protection and intergenerational structuring
    • Institutional and family wealth considerations

    The Website is made available for informational purposes only and does not require payment or registration unless otherwise stated. All content is intended for general educational and analytical use.

    2. Eligibility and Authority

      By using the Website, you represent that:

      • You have the legal capacity to enter into binding agreements under applicable law; and
      • If you are accessing the Website on behalf of an organization or legal entity, you are duly authorized to bind that entity to these Terms.

      3. No Professional or Fiduciary Advice

      The content published on the Website does not constitute legal, fiduciary, tax, investment, or other professional advice.

      BTrustor does not act as a trustee, fiduciary, advisor, or service provider through the Website. Users should seek independent professional advice before making decisions based on any information obtained from the Website.

      4. Intellectual Property and Content Use

        All materials made available on the Website, including text, articles, research, graphics, charts, logos, layout, design elements, and other materials (collectively, the “Content”), are protected by intellectual property laws.

        Unless otherwise indicated, the Content is owned by or licensed to BTrustor.

        Users are granted a limited, non-exclusive, non-transferable, and revocable right to access and view the Content for personal and non-commercial purposes only.

        Any copying, reproduction, redistribution, modification, publication, or commercial use of the Content without prior written permission from BTrustor is strictly prohibited.

        5. Visual and Third-Party Materials

          BTrustor endeavors to ensure that all images, charts, illustrations, and visual materials used on the Website are properly licensed, sourced from reputable providers, or used with appropriate authorization.

          If you believe that any visual material on the Website infringes intellectual property rights or has been used without proper authorization, please notify us at: info @ btrustor.com , we will review such notifications promptly and take appropriate action where warranted.

          6. Acceptable Use

            Users agree to use the Website responsibly and lawfully. In particular, users must not:

            • Breach any applicable law or regulation
            • Infringe intellectual property or other rights of BTrustor or third parties
            • Upload or transmit malicious software, code, or harmful data
            • Attempt to gain unauthorized access to the Website or its infrastructure
            • Interfere with the security, availability, or integrity of the Website

            BTrustor reserves the right to restrict or terminate access to the Website at its discretion in the event of misuse or breach of these Terms.

            7. External Links and References

              The Website may contain links to external websites, publications, or third-party resources. These links are provided for informational convenience only.

              BTrustor does not control and is not responsible for the content, accuracy, availability, or practices of third-party websites. Accessing such websites is done at your own risk.

              8. Availability and Disclaimer

                The Website and its Content are provided on an “as available” basis. While BTrustor seeks to maintain accurate and up-to-date information, we make no guarantees regarding:

                • Accuracy, completeness, or reliability of Content
                • Continuous or uninterrupted access to the Website
                • Absence of errors, omissions, or technical issues
                • Use of the Website is at your own risk.

                9. Limitation of Liability

                  To the fullest extent permitted by law, BTrustor shall not be liable for any loss or damage arising from or related to:

                  • Use of or reliance on the Website or its Content
                  • Inability to access the Website
                  • Technical failures, data loss, or security incidents
                  • Nothing in these Terms limits liability where such limitation is not permitted by applicable law.

                  10. Data Protection and Privacy

                    BTrustor processes personal data in accordance with applicable data protection laws, including the GDPR, UK GDPR, and the Swiss Federal Act on Data Protection.

                    Details regarding the collection and use of personal data are set out in the Privacy Policy, which forms part of these Terms.

                    11. Modifications to the Terms

                      BTrustor may revise these Terms from time to time. Updated versions will be published on the Website and will apply from the date of publication.

                      Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

                      12. Severability

                        If any provision of these Terms is determined to be invalid or unenforceable, that provision shall be severed, and the remaining provisions shall continue in full force and effect.

                        13. Governing Law and Jurisdiction

                          These Terms shall be governed by and construed in accordance with Swiss law, without regard to conflict-of-law rules. The courts of Switzerland shall have exclusive jurisdiction over disputes arising out of or in connection with these Terms or use of the Website, subject to mandatory consumer protection laws.

                          14. Contact

                            For questions, notices, or communications regarding these Terms and Conditions, please contact: info @ btrustor.com .